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WHITE-LABEL DISPUTE PROCESSING

We handle the disputes.You build your business.

DisputeDesk is the behind-the-scenes processing team credit repair business owners rely on. We handle the audits, letters, CFPB filings, and progress reports — all under your brand, every single round.

35
DAY ROUNDS
3
BUREAUS EVERY ROUND
CFPB+FTC
INCLUDED ALWAYS
100%
WHITE-LABEL
DD DISPUTE DESK
All 3 bureaus every round CFPB complaint submissions included FTC report filing when applicable 35-day round cycle 100% white-label — your brand always Philippines-based experienced team Audit report emailed to your consumer Progress report every round No long-term contracts All 3 bureaus every round CFPB complaint submissions included FTC report filing when applicable 35-day round cycle 100% white-label — your brand always Philippines-based experienced team Audit report emailed to your consumer Progress report every round No long-term contracts
WHO WE WORK WITH

Built for credit repair business owners who want to scale

You don’t need to hire processors, manage software, or learn the backend. That’s exactly what we do.

🚀

Just starting out

Dispute Go gets you processing in 24 hours with no CRM required. Start with your first client today.

📈

Scaling your client base

You’re signing more clients than you can process. DisputeDesk becomes your team while you close deals.

🏢

Already have DisputeFox

Add us as an Outsourcer user or share credentials — your data stays yours, under your full control.

💼

Lead holders and closers

You generate leads and close clients. We handle everything after the sale — completely behind the scenes.

WHAT WE DO

Every round, we handle everything

From the first audit to the final progress report — professionally processed under your brand, every time.

Credit report audit

We review all three credit bureaus before processing begins, identifying every disputable item and prioritizing the most effective strategy.

EMAILED TO CONSUMER

Bureau-specific dispute letters

Custom letters for Equifax, Experian, and TransUnion — tailored to each consumer’s file. Never generic templates.

ALL 3 BUREAUS

CFPB complaint submission

Filed every round through DisputeDesk’s proprietary accounts. Credentials are confidential — confirmation appears in the progress report.

EVERY ROUND

FTC report filing

Filed when applicable as part of our complete dispute strategy. Included at no extra charge — we determine when it applies.

AS NEEDED

Round tracking

We monitor all bureau responses throughout the round — every deleted item, verified account, and stall letter documented.

REAL-TIME

Progress report delivery

A professional progress report is emailed to the consumer (your client) after every dispute round — under your brand.

EMAILED TO CONSUMER
HOW IT WORKS

Simple for you. Professional for your clients.

Four steps from sign-up to results. Your consumers never see our name. Your brand gets all the credit.

1

Sign up and choose your package

Select Dispute Go or Dispute Pro. Dispute Go clients pay the $79 portal fee upfront to activate access.

5 MINUTES
2

Submit your client’s file

Send us the consumer’s file before 4:00 AM Philippine time — we begin processing within 24 hours.

SAME DAY
3

We process everything

Audit, letters, CFPB filing, FTC when applicable — all handled under your brand with full documentation.

24 HOURS
4

Track progress and repeat

Within 35 days your consumer gets a progress report. Dispute Go clients can also track live from the portal.

35 DAYS

Your brand. Your client relationship. Our processing. — Rounds continue automatically until you tell us to stop.

PRICING

Two packages. One goal.

Whether you’re just starting or have your own CRM, DisputeDesk has a plan for exactly where you are.

✦ RECOMMENDED
Dispute Go
Perfect for beginners — no CRM needed
$15 / consumer / round
+ $79 portal fee · 25 days then every 30 days
No DisputeFox? No problem. We provide read-only portal access — saving you $50/month vs buying your own CRM ($129/mo).

Credit report audit emailed to consumer
Bureau-specific dispute letters (EQ, EX, TU)
CFPB complaint submission every round
FTC report filing (as needed)
Progress report emailed to consumer
CRM portal access — read-only tracker
Automatic round processing (stop anytime)
Get started with Dispute Go →

Saves $50/mo vs owning DisputeFox separately

Dispute Pro
For established businesses with their own CRM
$20 / consumer / round
You already have DisputeFox. Add us as an Outsourcer user (or with your permission using your login credentials) — your data stays in your system, under your full control.

Credit report audit emailed to consumer
Bureau-specific dispute letters (EQ, EX, TU)
CFPB complaint submission every round
FTC report filing (as needed)
Progress report emailed to consumer
Data stays in your own DisputeFox account
Automatic round processing (stop anytime)
Get started with Dispute Pro →

No portal fee · full CRM control

WHY DISPUTEDESK

We don’t just process disputes.
We know how to win them.

We already work in US credit repair. This is us applying everything we know — for your business instead of someone else’s.

01

We already know the work

We’ve processed hundreds of disputes for US credit repair companies as employees. Now we do it for our own clients. Day one, you get an experienced team — not someone figuring it out.

02

40–60% cheaper than US processors

Our Philippines-based structure lets us charge a fraction of what US-based processors charge — while delivering the exact same professional quality. Your margins stay healthy.

03

Your brand. Always.

DisputeDesk never appears on a single consumer-facing document or email. Every audit, every letter, every progress report goes out under your brand. Your clients know only you.

04

CFPB + FTC included, always

Most processors skip regulatory filings or charge extra. We include CFPB submissions every round and FTC when applicable — at no extra cost in either package.

FAQ

Questions credit repair business owners ask us

Will my clients know DisputeDesk is involved?+
Never. We work entirely behind the scenes. Every audit report and progress report is emailed to your consumer without any DisputeDesk name, logo, or branding. We are completely invisible — as far as your consumers know, you handle everything in-house.
What about the CFPB and FTC filings — can I see them?+
You receive written confirmation in every progress report that CFPB and FTC filings were completed for each consumer. The filing credentials and strategy are proprietary to DisputeDesk. You get the result, not the recipe — this protects our methods and keeps them effective.
Do you guarantee deletions or credit score improvements?+
We guarantee professional, thorough dispute processing every round using proven strategies. Bureau decisions are independent — no legitimate processor can guarantee specific outcomes. What we guarantee is that every item is challenged correctly, completely, and on time.
How quickly can I get my first consumer processed?+
Submit your client’s file before 4:00 AM Philippine Standard Time and we begin processing within 24 hours. The audit report is emailed to the consumer the same day. The full round completes within 35 days, after which the progress report is delivered and the next round begins automatically — unless you notify us to stop within 24 hours of delivery.
What is the difference between Dispute Go and Dispute Pro?+
Dispute Go is for business owners who don’t have their own DisputeFox yet — we provide read-only portal access for $79, saving you $50/month vs buying your own CRM. Dispute Pro is for established businesses with DisputeFox — add us as an Outsourcer user or share credentials. The dispute processing is identical in both packages.
How does billing work?+
Invoices are issued every Friday and are due by the following Monday via Wise or Payoneer. Late payments result in a service pause which affects your consumers’ round timelines. The $79 portal fee is charged upfront, then rebilled 25 days after the first payment, and every 30 days thereafter — regardless of consumer activity.
GET STARTED

Ready to scale your credit repair business?

Message us today. We’ll set up your account and have your first consumer file in processing within 24 hours.